There’s something so cozy about coming home after a long day and having a warm, hearty dish like Loaded Potato Meatloaf waiting for you. I still remember the first time I tried making this comfort food meatloaf recipe—it began as a bit of an experiment on a chilly fall evening, and honestly, it became an instant family favorite. The smell of baking potatoes mingling with seasoned ground beef and melted cheese filled the house, wrapping us all in this delicious, homey vibe I crave after busy school days and weekend soccer practices.
Loaded Potato Meatloaf isn’t just any meatloaf; it’s a twice baked potato meatloaf that packs all those amazing toppings we love from a loaded baked potato—imagine crispy bacon bits, melted cheddar, sour cream, and green onions all folded into a potato and beef meatloaf. I remember the first time I attempted this dish, trying to get everything to stay together was a little tricky. I had some “fall apart” moments, but with a few tweaks and patience, I nailed what I now call my “bacon loaded meatloaf” masterpiece. It’s rich, cheesy, and just the right balance of flavors to satisfy the whole crew.
Honestly, cooking this cheesy loaded meatloaf feels like a labor of love that pays off every time. It fits perfectly into my hectic week because I can prep it ahead of time and pop it in the oven when dinner time rolls around. Plus, it’s a crowd-pleaser—everyone asks for seconds, and it even makes for fantastic leftovers. If you’re someone who loves classic comfort food meatloaf recipes but wants to shake things up, this loaded potato meatloaf is where you want to start. I’ll share all my hard-earned tips and little secrets, so you don’t have to go through those “uh-oh” moments I had in the kitchen. And hey, if you’re curious, there’s a great Loaded Potato and Meatloaf Casserole recipe that inspired me, blending those layers beautifully.
If you’re ready, grab your apron and let’s talk about the ingredients that make this loaded potato meatloaf so special, then I’ll walk you through every easy step for a dish your family will love!
Ingredients:

1 pound lean ground beef (I prefer 85% lean for juiciness in my loaded potato meatloaf)
2 medium russet potatoes, cooked and peeled (great for that classic twice baked potato meatloaf texture)
1 cup shredded sharp cheddar cheese (the key to making it a cheesy loaded meatloaf)
4 slices crispy cooked bacon, chopped (can’t have a bacon loaded meatloaf without this!)
1/2 cup sour cream
1 small onion, finely diced
2 cloves garlic, minced
1/4 cup milk (helps keep the meatloaf moist)
1 large egg
1/2 cup breadcrumbs (helps everything hold together)
1 teaspoon salt
1/2 teaspoon black pepper
1/2 teaspoon smoked paprika (adds subtle smoky warmth)
2 green onions, chopped (for that perfect fresh finish)
When I shop for ingredients for my loaded potato meatloaf, I usually visit the produce aisle for fresh russets and green onions—the foundation of that stuffed potato flavor. I also grab top-quality bacon; it makes all the difference! If you’re short on time, you can use pre-cooked bacon and even pre-shredded cheese to shave off a few minutes. I learned a neat trick from my mom: mix the sour cream right into the mashed potatoes before folding it in to keep the meatloaf moist and creamy. And if you’re on a budget, store-brand cheddar does just fine without skimping on the taste of this comfort food meatloaf recipe.
For easy storage, keep the extra shredded cheese and cooked bacon bits in airtight containers in the fridge—they’re life savers for quick lunches or bellies that can’t wait for dinner. If you want to see how these ingredients come together in another amazing side, check out my recipe for Air Fried Potato Wedges, a perfect match alongside the loaded potato meatloaf.
How To Make – Step-by-Step:
1. Preheat your oven to 375°F (190°C). While it warms up, get your potatoes boiling or microwave them until soft. Don’t worry if your potatoes have a few lumps—that’s part of the charm of the potato and beef meatloaf texture.
2. Mash the potatoes with sour cream and milk until creamy but not too wet. This is the base of your cheesy loaded meatloaf, so getting the consistency right pays off.
3. In a big bowl, combine ground beef, breadcrumbs, egg, diced onion, garlic, salt, pepper, and smoked paprika. Mix gently – you don’t want your meatloaf to be dense. I learned the hard way with loaded potato meatloaf that overmixing makes it dry and tough!
4. Fold in the mashed potatoes, shredded cheddar, chopped bacon, and half of the green onions. Your mixture should smell heavenly now, like a classic comfort food meatloaf recipe with a twist.
5. Shape the mixture into a loaf on a lined baking sheet or in a loaf pan. Pat it firm but don’t over-compress — this helps with the tender twice baked potato meatloaf finish.
6. Bake for about 45-55 minutes, or until the meat is cooked through and the cheese inside is bubbly and melty. While it cooks, I like to tidy up the kitchen or prepare a simple salad, something fresh like a Potato and Green Bean Salad to complement the richness.
7. In the last 10 minutes of baking, sprinkle remaining cheddar over the top for an extra cheesy loaded meatloaf touch, then add the green onions just before serving.
If you want a shortcut, I sometimes use pre-baked potatoes from the deli section to speed things along. Also, make sure to check your meatloaf with a meat thermometer — I aim for an internal temperature of 160°F for perfect doneness without drying it out. Trust me, nothing beats smelling that bacon loaded meatloaf aroma filling your kitchen—it’s like a warm hug on a plate!
Serving:

Serving loaded potato meatloaf is a joyful affair in my house! The kids absolutely love it when I pair it with crispy roasted veggies or a fresh green salad to balance the richness. Our go-to sides often include air fried potato wedges for a double potato party or a fresh, tangy Potato and Green Bean Salad which cuts through the creaminess.
Loaded potato meatloaf shines at family dinners, cozy gatherings, and even during the busy weekdays when everyone craves a comforting, hearty meal. I’ve made a few seasonal twists too—like swapping cheddar for pepper jack in the summer for a bit of spicy kick or adding finely chopped jalapeños for the adults. Presentation-wise, I like leaving the top extra cheesy with crispy bacon bits and chopped green onions. It just adds that inviting pop of color and texture that makes the dish feel special.
If you have leftovers, which I always do, I love slicing the leftover bacon loaded meatloaf for sandwiches or reheating it alongside some steamed veggies. Sometimes, I shred the leftover meatloaf and mix it into eggs for a delicious breakfast twist. And if you want an extra cozy combo, check out the Loaded mashed potatoes with bacon and cheese recipe for a side that mirrors all those loaded potato meatloaf flavors perfectly.
My friends who’ve tasted my loaded potato meatloaf nearly always ask for the recipe—it’s that good. It makes me so happy to share a dish that feels like a hug in food form.
FAQs:
Q1: Can I make loaded potato meatloaf ahead of time?
Absolutely! I often prepare the mixture in the morning and bake it just before dinner. It holds up well refrigerated and sometimes even tastes better after the flavors meld together. Just remember to keep it covered.
Q2: Can I swap out ground beef for another meat?
You sure can. I’ve tried ground turkey and even ground pork for a different spin on this potato and beef meatloaf base. Just be aware that leaner meats may need a bit more moisture, so add extra sour cream or milk to keep it juicy.
Q3: How do I avoid my loaded potato meatloaf falling apart?
Great question! One mistake I made early on was not using enough binder like breadcrumbs and egg. And overmixing—yep, don’t overwork your mixture. Also, letting the meatloaf rest for 10 minutes after baking helps it set up for neat slices.
Q4: Is it okay to use instant mashed potatoes?
I’ve done that in a pinch, but fresh mashed potatoes give the best creamy texture for this cheese-filled dish. If you use instant, add a bit of sour cream and butter to make it richer.
Q5: Can the loaded potato meatloaf be gluten-free?
Definitely! Just swap the breadcrumbs for gluten-free ones or use crushed gluten-free crackers. The recipe is very forgiving.
Q6: What’s your trick for getting that cheesy loaded meatloaf flavor without making it too greasy?
Trimming extra fat from ground beef and using sharp cheddar instead of super mild cheese helps. Also, spreading sour cream within the mixture cuts some of that heaviness and adds tang.
Q7: How do you keep the bacon crispy in the loaded potato meatloaf?
Cooking the bacon crisp before mixing is key, so it doesn’t steam in the loaf. If you want extra crispness, sprinkle some on top halfway through baking.
If you’re curious about more comfort food meatloaf recipes, I found some great tips and ideas over at Meatloaf, twice baked potatoes and baked beans to keep your dinners inspiring and full of variety.
My Final Thoughts:
This loaded potato meatloaf recipe is one of those dishes that’s nestled deep in my heart because it’s not only comforting but also a fun way to combine two family favorites—meatloaf and loaded potatoes. The warm, cheesy layers remind me of all those cozy family dinners and how food can really bring us together. Plus, I’ve come to treasure how this recipe works for all seasons and occasions, from casual weeknight suppers to holiday rotations.
My Loaded Potato Meatloaf Pro Tips:
– Use freshly cooked russet potatoes for the best twice baked potato meatloaf texture.
– Don’t skip the sour cream in the mix; it keeps the meatloaf incredibly moist and adds creaminess.
– Mix just until combined—overmixing can lead to a tough, dry meatloaf.
I’ve also played around with a few variations, like adding sautéed mushrooms for a richer flavor, or swapping cheddar for gouda to give that bacon loaded meatloaf a slightly smoky twist. My husband loves the classic version, but my kids go crazy for the version with extra cheese and jalapeños—it’s funny how something so simple can make everyone happy.
If you try this recipe, I hope it brings your kitchen the same joy and comfort it does mine. Food is love, after all, and this loaded potato meatloaf is one way I share that love around the table. Don’t forget to check out other recipes like my Sweet Potato Taco Bowl for more ways to keep meals fun and simple. Happy cooking, friend!
Loaded Potato Meatloaf
A comforting twist on classic meatloaf combining creamy mashed potatoes and savory seasoned ground beef for a hearty, satisfying meal.
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Total Time: 75 minutes
- Yield: 6 servings
- Category: Dinner
- Method: Baked
- Cuisine: American
Ingredients
- 1 lb ground beef
- 2 cups mashed potatoes
- 1/2 cup shredded cheddar cheese
- 1/4 cup chopped green onions
- 1/3 cup breadcrumbs
- 1 large egg
- 2 cloves garlic, minced
- 1/2 tsp salt
- 1/4 tsp black pepper
- 1/2 tsp smoked paprika
- 1/4 cup ketchup
- 2 tbsp Worcestershire sauce
Instructions
- Preheat your oven to 350°F (175°C) and lightly grease a loaf pan.
- In a large bowl, combine ground beef, breadcrumbs, egg, garlic, salt, pepper, smoked paprika, Worcestershire sauce, and half of the chopped green onions.
- Fold in the shredded cheddar cheese and mashed potatoes gently until evenly mixed.
- Transfer the mixture to the prepared loaf pan and shape it evenly.
- Spread ketchup over the top of the meatloaf for a flavorful glaze.
- Bake for 55-60 minutes, or until the internal temperature reaches 160°F (71°C).
- Remove from oven and let rest for 10 minutes before slicing.
- Garnish with remaining green onions and serve warm.
Notes
For extra indulgence, serve with a side of steamed vegetables or a fresh green salad for a complete meal.

